COMPLYING WITH DATA PRIVACY IN ADOPTING ARTIFICIALINTELLIGENCE AS A TOOL IN CONTEMPORARY DEBT COLLECTIONAND ASSET TRACING IN NIGERIA
income groups), infringing Section 38 of the NDPA on non-discriminatoryprocessing.4.3 Lack of TransparencyAI systems, especially complex algorithms, often lack explainability. Thisviolates the right to transparency under the NDPA, which requires datasubjects to know how their data is processed.4.4 Insecure Data HandlingWeak cybersecurity controls around AI platforms can lead to unauthorizedaccess, data breaches, and identity theft...
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EXPLORING THE USE OF ARTIFICIAL INTELLIGENCE IN CONTEMPORARY DEBT COLLECTION AND ASSET TRACING BY PRACTITIONERS IN NIGERIA
AbstractThe advent of Artificial Intelligence (AI) has revolutionized various sectors, including financial services and legal practice. In Nigeria, where debt recovery and asset tracing are fraught with systemic inefficiencies, AI presents a transformative opportunity. This article critically examines how AI technologies are being—or can be—utilized in contemporary debt collection and asset tracing. It further explores...
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