ADOPTING SMALL CLAIMS ACTION AS A COTEMPORARYALTERNATIVE IN RESOLUTION OF COMMERCIAL DISPUTES INNIGERIA
ABSTRACTThe burden of recovering debts through conventional litigation in Nigeriahas proven to be both time-consuming and expensive, therebydiscouraging individuals and small businesses from pursuing legitimateclaims. In response to these concerns, the small claims action wasintroduced as a streamlined alternative tailored to handle simple debtrecovery matters efficiently. This article examines the legal framework,operational dynamics, and strategic...
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COMPLYING WITH DATA PRIVACY IN ADOPTING ARTIFICIALINTELLIGENCE AS A TOOL IN CONTEMPORARY DEBT COLLECTIONAND ASSET TRACING IN NIGERIA
income groups), infringing Section 38 of the NDPA on non-discriminatoryprocessing.4.3 Lack of TransparencyAI systems, especially complex algorithms, often lack explainability. Thisviolates the right to transparency under the NDPA, which requires datasubjects to know how their data is processed.4.4 Insecure Data HandlingWeak cybersecurity controls around AI platforms can lead to unauthorizedaccess, data breaches, and identity theft...
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