COMPLYING WITH DATA PRIVACY IN ADOPTING ARTIFICIALINTELLIGENCE AS A TOOL IN CONTEMPORARY DEBT COLLECTIONAND ASSET TRACING IN NIGERIA

income groups), infringing Section 38 of the NDPA on non-discriminatoryprocessing.4.3 Lack of TransparencyAI systems, especially complex algorithms, often lack explainability. Thisviolates the right to transparency under the NDPA, which requires datasubjects to know how their data is processed.4.4 Insecure Data HandlingWeak cybersecurity controls around AI platforms can lead to unauthorizedaccess, data breaches, and identity theft...

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